2015年中国的P2P网络借贷成交量是去年的四倍（中英双语）
青岛希尼尔翻译咨询有限公司（www.sinosenior.com）整理发布 2016-01-04
青岛希尼尔翻译公司（www.sinosenior.com）2016年1月4日了解到：Lending
transactions via China’s peer-to-peer (P2P) platforms reached 982.3
billion yuan (about 151 bln U.S. dollars) in 2015, up 288.6 percent from
252.8 billion yuan in 2014, an Internet financial services web portal
said.
据某互联网金融服务的门户网站报道，2015年，全年P2P平台的网贷成交量达到了9823亿元（约合1510亿美元），与2014年的成交量2528亿元相比增长了288.6%。
China’s P2P lending platforms have cumulatively brokered 1.37 trillion
yuan as of the end of December, according to an annual report issued by
Wangdaizhijia.com.
据网贷之家公布的年报数据显示，截至2015年12月底，中国的P2P平台历史累计成交量已经达到了13700亿元。
The report counted 2,595 P2P platforms across the country, an increase
of 1,020 compared with the 2014 figure.
统计数据显示，全国范围内的P2P运营平台达到了2595家，相比2014年底增长了1020家。
But the number of P2P platforms will not grow substantially in the
coming year as China tightens regulations over P2P lending, the report
said.
网贷之家说，由于中国P2P借贷平台的监管开始收紧，预计2016年网贷行业P2P运营平台不会有大幅度增长。
A draft regulation, released on Monday and open for public opinion until
Jan. 27, will impose 12 restrictions on P2P platforms, prohibiting them
from accepting public deposits, pooling investors’ money to fund their
own projects, or providing any kind of guarantee for lenders.
管理草案在周一（12月28日）发布，并将公示至1月27日。这个草案颁布了对P2P平台的12项限制措施，禁止他们接受公款、集中投资者的资金建设私人工程、或对投资人提供任何形式的保证。
P2P lending, or lending done without a traditional financial
intermediary such as a bank, has grown quickly in China in the past few
years as investors seek higher returns than bank deposits, while small
businesses find it easier to secure funds through P2P platforms.
P2P借贷，或者不经过银行这样传统的金融媒介而完成的借贷，近几年里已经在中国迅速成长起来。通过P2P平台，投资者追求比银行存款更高的收益，而小企业也更容易获得资金。
The lack of supervision, however, has made the industry risky for
investors as some P2P platforms have been implicated in shady fund
raising.
然而，由于缺乏监管，一些P2P平台与黑幕集资有关联，使得投资者承受巨大风险。
A total of 896 platforms reported operation problems in 2015, more than
three times that of 2014, the report showed.
统计显示，2015年共报道出896家P2P平台操作有问题，与2014年同比上升3倍以上。
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